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Halk, Oetinger, and Brown, PLLC

Homeowner's Association Legal Articles

Providing expert legal counsel and effective solutions for Arizona Homeowner's Associations.

Assessment Collection Association Governance Covenant Enforcement General Counsel
hoa laws in arizona
Arizona HOA Law

Arizona Attorney for Exterior Modifications Without HOA Approval

When living in a community with a homeowners’ association(HOA), homeowners may need to abide by restrictions on what they can and cannot do to the exterior...

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HOA Lawyer Phoenix
Arizona HOA Law

Changes Your Association Can Make to Save on Property Insurance for Condo Communities

Fannie Mae/Freddie Mac recently released coordinated updates to their lending standards. These updates were made in response to concerns from industry partners about lenders and servicers’...

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Arizona HOA lawyers
Arizona HOA Law

How New 2026 Fannie/Freddie Rules on HOA Reserves & Lending Review Affect Condo Communities

Fannie Mae/Freddie Mac recently released coordinated updates to their lending standards. If your Association does not comply with these standards, lenders may refuse to write conventional...

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Arizona HOA lawyers
Arizona HOA Law

The Process of Documenting HOA Covenant Violations

When assessing penalties for HOA violations, documentation is key. An HOA cannot assess fines or fees for violations if there is no evidence or record of...

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Arizona HOA lawyer
Arizona HOA Law

Common Covenant Enforcement Mistakes Arizona HOAs Can Avoid

A homeowners’ association (HOA) is tasked with maintaining and enforcing the covenants, conditions, and restrictions (CC&Rs). When enforcing the rules, the HOA board must abide by...

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Arizona HOA lawyer
Arizona HOA Law

Can an HOA Recover Attorney Fees in Arizona Enforcement Cases?

When a homeowners’ association (HOA) takes legal action against a homeowner for violating the association’s covenants, it may incur hefty legal fees. In many cases, these...

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hoa laws in arizona
Arizona HOA Law

How HOA Boards Should Handle Repeat Covenant Violations

Covenants, conditions, and restrictions (CC&Rs) govern what homeowners can and cannot do with their property, impose fines and fees, and regulate various other aspects of community...

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Arizona HOA attorney
Arizona HOA Law

New HOA Board Meeting Requirements in Arizona

HOAs are required to abide by certain laws in Arizona, and a recent court ruling changed how those rules are followed.

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Arizona HOA Lawyer
Arizona HOA Law

A Homeowner Ignored Your HOA Enforcement Letter: Now What?

If a homeowner ignores an enforcement letter, the HOA may need to escalate the matter to recover payments or fines, or to get the homeowner to...

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Arizona HOA Lawyer
Arizona HOA Law

When the Automatic Stay Can Be Lifted: Practical Tools for HOA Creditors in Arizona

This guide walks you through how those grounds work, how they show up in HOA cases, and what bad faith bankruptcy filing creditor options you actually...

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Arizona HOA attorney
Arizona HOA Law

Discharge vs. Dismissal in Bankruptcy for Arizona HOAs (How HOA Assessments Bankruptcy Discharge Really Works)

When an owner in your community files bankruptcy, it can feel like someone yanked the emergency brake on your budget. Collection stops, cash flow dips, and...

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arizona hoa attorneys
Arizona HOA Law

Chapter 7, 11, and 13 for HOA Creditors: Liquidation vs. Reorganization and Your Rights

In this guide, you will see how Chapter 7, 11, and 13 work from a creditor’s point of view, with a focus on assessment liens and...

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Arizona HOA Attorneys